Saving Money and Time for Doctors!

Saving Time and Money for Doctors!

Get 21 hours of Category 1 CME credit !!

|Wes Dye and Worthan Group offer:

Earn 21 Hours of Category 1 Continuing Medical Education (CME)


The Doctor’s Wealth Preservation Guide

The 7th Edition 2011

To Order a copy of The Doctor’s Wealth Preservation Guide – WITH CME CREDITS

for the price of $50.00 (more than 50% off retail), contact us, info below.

Doctors have been clamoring for Category 1 CME credits on issues that will help them, protect their assets from creditor, become more business savvy, reduce income, capital gains, and estate taxes, and grow wealth in a secure manner for retirement. You can stop wondering why no accrediting body has been able to approve a book on such issues because now one has.

The Doctor’s Wealth Preservation Guide has just been approved for 21 hours
Now doctors can learn something new and useful instead of taking the same typical CME courses that everyone loathes taking. You can now earn Category 1 CME and not feel like you are wasting your time fulfilling your continuing education requirements.

Making money in the medical profession is hard enough, keeping it is an entire other matter.

Roccy shows you how to avoid being a target of litigation, retire wealthy, move money to the next generation, all in tax efficient manner.

What are people are saying about this book:

“The Doctor’s Wealth Preservation Guide is the new physician’s financial bible. No physician should practice medicine without one.”

Kathryn Serks from The American Academy of Physician and Surgeons.

“Roccy – A well–earned thanks for greatly simplifying my life with a much improved proper corporate structure.

Separate well-earned thanks for your expert yet understandable tax and asset protection planning. This will make a huge difference for my family.

And finally, I literally owe you my financial life, for helping me escape from Xelan.

Thank God I read your book.”

Tim Kriss – Neurosurgeon

Wealth Preservation Guide is now APPROVED for continuing medical education.

 

REVIEW THE TABLE OF CONTENTS
To view the Table of Contents of the book, please click here.

Asset Protection – Learn how to protect your personal and business assets from disgruntled patients, creditors and divorce through the use of domestic and offshore planning tools.

Estate Planning – Learn how to avoid the most common estate planning mistakes that could cost your heirs $500,000 – $3,000,000 or more and learn how to avoid the 70-83% tax trap.

Income Tax Reduction – Learn how to reduce your income taxes by $25,000 – $200,000 annually while avoiding the tax avoidance shams in the marketplace.

Financial Planning – Learn how to protect the principal of your investments while still giving yourself the opportunity for upside growth if the stock market performs well.

Office Management – Learn several practical and easy to implement solutions that will help you run a more efficient and financially sound medical practice.

Roccy DeFrancesco, JD

Author and lecturer Roccy DeFrancesco, JD has spent the better part of a decade helping doctors keep their hard earned money. His doctor’s book should be on the shelf every person connected to the medical profession. Contact Us now, Sign up for Your Continuing Education.

Wes Dye, CWPP, Chartered Trust Officer, State Representative, Asset Protection Society

http://www.inthesafe.com 970.744.4626

http://www.worthangroup.com   

Saving Time and Money for Doctors

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Get 21 hours of Category 1 CME credit !!

|Wes Dye and Worthan Group offer:

Earn 21 Hours of Category 1 Continuing Medical Education (CME)


The Doctor’s Wealth Preservation Guide

The 7th Edition 2011

To Order a copy of The Doctor’s Wealth Preservation Guide – WITH CME CREDITS

for the price of $50.00 (more than 50% off retail), contact us, info below.

Doctors have been clamoring for Category 1 CME credits on issues that will help them, protect their assets from creditor, become more business savvy, reduce income, capital gains, and estate taxes, and grow wealth in a secure manner for retirement. You can stop wondering why no accrediting body has been able to approve a book on such issues because now one has.

The Doctor’s Wealth Preservation Guide has just been approved for 21 hours
Now doctors can learn something new and useful instead of taking the same typical CME courses that everyone loathes taking. You can now earn Category 1 CME and not feel like you are wasting your time fulfilling your continuing education requirements.

Making money in the medical profession is hard enough, keeping it is an entire other matter.

Roccy shows you how to avoid being a target of litigation, retire wealthy, move money to the next generation, all in tax efficient manner.

What are people are saying about this book:

“The Doctor’s Wealth Preservation Guide is the new physician’s financial bible. No physician should practice medicine without one.”

Kathryn Serks from The American Academy of Physician and Surgeons.

“Roccy – A well–earned thanks for greatly simplifying my life with a much improved proper corporate structure.

Separate well-earned thanks for your expert yet understandable tax and asset protection planning. This will make a huge difference for my family.

And finally, I literally owe you my financial life, for helping me escape from Xelan.

Thank God I read your book.”

Tim Kriss – Neurosurgeon

Wealth Preservation Guide is now APPROVED for continuing medical education.

 

REVIEW THE TABLE OF CONTENTS
To view the Table of Contents of the book, please click here.

Asset Protection – Learn how to protect your personal and business assets from disgruntled patients, creditors and divorce through the use of domestic and offshore planning tools.

Estate Planning – Learn how to avoid the most common estate planning mistakes that could cost your heirs $500,000 – $3,000,000 or more and learn how to avoid the 70-83% tax trap.

Income Tax Reduction – Learn how to reduce your income taxes by $25,000 – $200,000 annually while avoiding the tax avoidance shams in the marketplace.

Financial Planning – Learn how to protect the principal of your investments while still giving yourself the opportunity for upside growth if the stock market performs well.

Office Management – Learn several practical and easy to implement solutions that will help you run a more efficient and financially sound medical practice.

Roccy DeFrancesco, JD

Author and lecturer Roccy DeFrancesco, JD has spent the better part of a decade helping doctors keep their hard earned money. His doctor’s book should be on the shelf every person connected to the medical profession. Contact Us now, Sign up for Your Continuing Education.

Wes Dye, CWPP, Chartered Trust Officer, State Representative, Asset Protection Society

http://www.inthesafe.com 970.744.4626

Why Making Purchases With a Life Insurance Policy Loan Makes Sense

Let me tell you about Jim.

Jim is 55, and Jim is pretty mad.

I just got done reading an email from him and, he was in a fury, a bit humorous, but the angry overtones were definitely there. He’s mad at himself and the world that he didn’t understand the concept of compound interest and how to make purchases years ago.

Warning: The concept I’m about to teach you may change your life (or make you angry).

You see, Jim, like everyone else, had to buy cars to live. He’s older, so he has been buying cars for the last 25 years. And he is just now realizing how much money he has lost because he didn’t put compounding interest on his side. He’s been paying cash because he was told “it was the best thing to do.”

But, the question is, What do the wealthy do differently?

Quickly, if you don’t understand, The Basics of high cash value permanent life insurance, you need to get the Free Wealth Ebook on our home page, and watch the videos by clicking here.

Life insurance offers us a place to store our money where it can grow and provide us with benefits. We have access to that money through policy loans.

However, often times I feel my greatest disconnect with people I meet with comes when we begin to talk about policy loans. People start to wonder, “if it’s my money, why would I ever want to take a ‘loan’ from the life insurance company?”

It’s a good question, and one that can be difficult to understand in a phone call.

But there is a reason, and a very strong reason, why letting your money compound, and taking a policy loan, is much better for you in the long run.

And especially better than paying cash.

I’m a numbers guy, so let me start with some numbers. I’m using a 35 year old who wants to save up $25,000 over a 5 year period to buy a car.

What he wants to do is this: buy 1 car every 5 years; starting at year 5 (after he has saved up the initial $25,000).

What are his options? He can save money into a savings account, and buy his car with cash, or, he can save up money in a cash value life insurance policy, and take a loan.

Now, the first scenario, the savings account scenario, he won’t pay any interest, but he won’t earn interest (maybe 1% taxable) on that money either. So, at the end of his life, he hasn’t paid any interest, but he has no money to show for it.

(It’s important to note that, even though he isn’t paying interest, he is still making a monthly payment of $416.66 a month to save up the $25,000 dollars to purchase each car.)

In our second example, it will cost him more money, of course. Today, life insurance policy loan rates are at 5%. His monthly payment will be $471.78 a month. Over the lifetime of the loan, he will pay $3,306.85 in interest payments.

I’ve run an actual illustration for today. The point of all this is, “am I going to make more money than I put in?”

The answer is, yes (or why would I post about it?).

Why are you going to have more money? Because you have compound interest working for you. As time goes on, interest compounds on interest.

Here are the illustration numbers. (We’ll start at year 10, after we have paid back the first car loan. Remember, it took us 5 years to save the money initially. And obviously, this needs to be a properly structured high cash value whole life insurance policy to make sense.

_Car #_	_Year_	_Cash Value_	_Interest Paid_
Car 1	10	$30,929	$3,306
Car 2	15	$41,803	$6,612
Car 3	20	$56,225	$9,918
Car 4	25	$75,202	$13,224
Car 5	30	$99,893	$16,530

I just want to make it clear that this is all based on only $25,000 dollars going into this life insurance policy one time, and compounding from there. There is no new money going into this policy after the initial contributions.

The real difference is the fact that your money is compounding, uninterrupted, inside your life insurance policy. Sure, it takes some time to build. But during this entire time it’s also providing you a death benefit.

When this guy from our example is 70, and time to retire, he now has $131,803 in his cash value.

Compare that to the guy who paid cash. He has 0 dollars, because he saved and spent it all 5 times.

It’s a huge difference. Yes, it costs you a little more. But can $16,500 really be viewed as a cost if, when it’s all over, you have $106,803 extra for retirement?

But in reality, it all boils down to human nature. Parkinson’s law says, “expenditures rise to meet income.” The opposite is also true. If your car payment goes up another 50 dollars a month, your expenses will adjust to match. The reality is, sure, if you are going to force yourself to put 50 extra dollars into a savings account every month, you will be better off. But the fact is, no one does.

Be Sure to Watch this Video from Truth Concepts, The Auto Calculator to show you the numbers:

http://ezwp.tv/VWfHId7

Wes and Susan, CWPP, MDRT

970.744.4626

http://worthangroup.com/privatized-family.html

Help us Distribute Wonderful Organic Honey and be Socially Responsible and Healthy Too! 

Who Do you know who wants the Best Quality Sustainable Healthy and Socially Responsible Organic Ingredients in their products?  Please pass on this information to them, and have them contact us for a sample and quote.  We appeciate you help in making our world a healthier place.

Ask your Favorite Store to carry Sambah Naturals other Wonderful Products also: http://www.sambahnaturals.com

 Building Infrastructure to support Sustainable Community Funding, Three 3 Missing Ingredients needed to Create Hyper-Success

There is a growing interest and action of the part of Local Foodies, Organic Consumers, Organic Farmers and Producers, Associations and Organizations dedicated to Localization and to Rebuilding the Local Food System.  As this movement to return to the earth and its gracious and abundant bounty matures, their is an emerging awareness of the missing infrastructure and knowledge needed to see this resurgence come grow to its full potential.  Personally I see at least 3 Three areas that I am committed to working on, and building.

1.  The need for a mindshift, and refocus of awareness on the importance of investing at least 10% if not more on the Local Food Infrastructure, building and rebuilding Food Hubs, organic farms, producers, distribution systems, software, electronic exchanges and connection websites, etc.  The Challenge is :  Invest 10% or more in the Local FoodShed.  A “10% Local Moneyshift”™ is long overdue, and the benefits are Huge.  This will create a base that can truly allow for a Sustainable Resilient Thriving Community.  There is a need for Education about the steps that need to be taken to free captive IRA, 401k, 403b, and other retirement funds, moving them from Wall Street to Main Street, and even Your Street.  This is an easy and simple process, but more information needs to be disseminated by everyone involved, since Wall Street and the traditional Financial press and media will not provide this information.  It needs to be passed by word of mouth and social media.  It does not serve Wall Street to help you free your funds, and thereby risk loosing control and dollars.  I am doing what I can to educate and inspire people to reconnect with their money and future by Self Directing their retirement funds, and commit to placing at least 10% in local sustainable projects.  Will you join me in this effort, the payoff and benefits are enormous, and the lack of action could prove to be detrimental to your health and well-being

2.  The need for identifying and supporting Local Community Banks to become true centers of influence and partners in this localization effort.  I am dedicated and committed to assisting them in providing needed trust services so people can move their retirement funds to a local institution that is seeking to partner with them to take control of their money and their future, securing their legacy and quality of life by reconnecting with their money and values, and making a difference locally.  We are also working to increase local community bank's bottom line and revenue streams to make sure they are sustainable, resilient, and strong so they can survive and thrive in this changing economic environment.  You can participate and join me by identifying the Community Banks in your area that you would like to work with, and I will do the rest to support them in embracing that role, and becoming the Strong and True Community Centered Banks™ they are destined to Be.

3.  There is a need for a user-friendly, Linkedin, Facebook, type connection site that lists all the local sustainable projects that need funding so people who have taken the 10% Local Sustainable Project Funding Pledge™ have projects to invest in.  This site would benefit from also being the best educational site to teach people how to select the proper and most successful ventures to place their funds in, including a due diligence primer, a system of signals and signs that identify traits and attributes of a successful venture.  This is something that is both and art and science, and is employed by many VC’s, Angel Investors, and funders of all types daily, and the many valuable systems, insights, and the vast pool of knowledge could be leveraged and simplified to make it available and accessible to interested individuals and groups.  This is crucial to growing this important and valuable movement back to sanity and quality.  We welcome ideas, help, experience, and expertise from anyone gifted and working successfully in this area to help build out this resource.

We welcome your feedback, ideas, and collaboration to bring these 3 three needed infrastructure pieces into fruition.  Thanks in advance for your interest and action in this exciting and rewarding venture.

Three Buckets

Your Assets Fall Into Three Taxation Categories or Buckets

Buckets, Which One Do You Want Most of Your Money IN?

Contact Worthan Group for a Chat About Infinite Banking

Worthan Group info

Worthan Group       

Building Enduring Worth

We are Economic Strategists, Researchers, and Educators who work with and Empower Individuals, Families, and Companies to Become Self Sustaining, and Build Conscious Living Legacies.

Like Martin Luther King, the Wright Brothers, and Apple Computer,We Start with WHY!

We are Pilots, Guides, Mavens, and Mentors to sail you safely through turbulent economic waters to your desired destinations including: Fulfillment,Truth, Freedom and Peace of Mind, all wonderful locations on the Journey of Life. 

We Believe that all the Resources we will ever need have been placed on this Beautiful Planet by our Creator.  It is our Challenge and Joy to be able to Discover those infinite and incredible resources, and to utilize them with respect and innovation allowing us to thrive and prosper, Living Abundantly as God Intended.  We are Blessed and Honored to be able to Serve in this Quest as Mavens and Searchers. 

We ultimately love working with you to Create a Conscious Living Legacy that will inspire and support future generations to do the same.  

You know how we all tend to run out of time before we run out of all the ideas and opportunities we want to pursue? Well, think of Us as some of the most resourceful people you will ever meet, who are excellent Gap Coaches, getting you from where you are, to where you want to Be, on schedule.

The Team at Worthan Group specializes in the unique application of International time tested asset classes designed to preserve capital while enhancing yield, mitigating taxes, giving you more flexibility, opportunity, and control; at the same time protecting our clients’ portfolios from major bear market corrections.  Be sure to prepare for the changes coming Jan. 1, 2013, and take action to preserve and protect your funds by Dec. 1, 2012.  Don't get caught unaware.  If you have retirement funds or appreciated assets that will be affected, get guidance now, Don't Procrastinate and get caught too Late Have a Wonderful and A Joyous Holiday Season!

970.744.4626

wellthy@mac.com

www.inthesafe.com

NLA Foundation

Economic Review

http://infinitebanking.org/video-library/   (Click on Becoming Your Own Banker)

Truth Concepts Video - How to recover all Your Costs of Buying Automobiles by Becoming Your Own Banker (Scroll Down and Click on Auto Calculator Video) 

Wes and Susan "Enjoying Life" at the Broadmoor

Services

Create and Invent Your Future We offer the following Services: International Business Consulting NASA Connection, North America South America  Competitive Market Analysis Market Research and Development Import/Export Distribution Channel Development Business Structure and Strategic Planning International Privatized Banking and CIC's Foreign Trusts, LLC's, Cash Flow Farms, Cash Flow Business ventures Wealth Preservation   Does it ever feel Like Someone Else is in Control of your Financial Plan? Let us assist you in Reconnecting with your Wellth, and Gaining Control of Your Future IRA and 401k Rescue Plans Self Directed Retirement Accounts Individual (Solo) 401k Account Benefits Precious Metals in Your Retirement Account (IRA/401k) Life Insurance Analysis and Review Private Pension Plans and Employee Education Trust Services Advanced Estate Planning Dynasty Trusts Sustainable and Resilient Food Systems and Infrastructure St. Louis Food Hub Transition Colorado Legacy Planning Family Savings and Loans Charitable Gifting Programs Planned Giving Programs Family Foundations Church Pastors Retirement Fund "Gold there is, and Rubies in Abundance, but lips that Speak Knowledge are a Rare Jewel"      -  Solomon

Resources

Create and Invent Your Future

Important Books

"Becoming Your Own Banker", by R. Nelson Nash

Special Price  $20

 "Becoming Your Own Banker", R. Nelson Nash

  "A Path to Financial Peace of Mind", Dwayne Burnell

  "The Ten Percent Solution",  Marc Allen

  "Ethical Wills", Barry K. Baines

  "How Will You Measure Your Life", Clayton M. Christensen

  "Warehouse of Wealth",  R. Nelson Nash

  "Killing Sacred Cows",  Garrett R. Gunderson

  "Retiring Without Risk", Roccy DeFrancesco

  "Schizophrenic God?",  Steve C. Shank

  "As the Future Catches You",  Juan Enriquez

  (Contact us for a Special Price on Becoming Your Own Banker, Retiring Without Risk, and Schizophrenic God? )

Websites

InTheSafe.com

Summit Trust Company

Trust Counselors Network

Planned Giving Design Center

InfiniteBanking.org, Watch the video on The Impact of Taxes

TED.com

Truthconcepts.com

GuaranteesMatter.com

Videos

Infinite Banking Library

Truth Concepts Tutorials

Fed Up With the Fed?

Secret of OZ

"How Much Better to Get Wisdom than Gold; To Get Understanding than Silver"  -  Proverbs

Contact

Create and Invent Your Future

We look forward to hearing from you.

W. John Dye,"Wes", CWPP, CPhD , Charter Trust Officer, Co-CEO (Chief Entertainment Officer) ,Chief Pilot, Guide , Financial Educator     970.744.4626

Susan Raikes, MDRT, Co-CEO (Chief Empowerment Officer), Wellth Counselor, Benefits Counselor, Insurance Consultant, and Family Banker  970.420.9018

"You never change things by fighting the existing reality.  To change something build a new model, that makes the existing model obsolete. "    Bucky Fuller